Based on the Naskay blog, "Fintech Meets Gen AI: 7 Niches Where AI Agents and Voice-Based Services Are Disrupting in 2025 and 2026," AI is reshaping lending by introducing AI-powered solutions that provide faster, fairer, and more personalized credit scoring for instant loan approvals. https://naskay.com/blog/fintech-gen-ai-niches-ai-agents-voice-services/