You can not choose out a joint IVA, however you and the opposite man or woman may possibly be capable to choose out individual IVAs which have been related - these are generally identified as ‘interlocking�?IVAs. Your insolvency practitioner should be able to suggest you relating to this. 欠債人毋須經法律程序，可直接與債主商量，重新制訂雙方都可接納的還款方案，例如減息或延長還款年期 破... https://myleszlwgq.bloggactivo.com/29261646/the-債務舒緩成功-diaries-iva-ctr-hk