You don't include things like your present-day utility suppliers, but would include aged telephone and cell phone charges, and previous electric power and gasoline costs. Leaving everyone off could cause difficulties later on, to different levels. Not complying with court orders or other required directions provided by the bankruptcy https://three-things-to-avoid-whe63186.activablog.com/29113267/not-known-factual-statements-about-what-happens-if-i-leave-a-creditor-off-my-bankruptcy